Available Accounts
|
Bank
Services, Fees, and
Conditions |
Regular
Free Checking |
NOW
Checking |
Gold
Checking |
Regular
Savings |
NOWI
Savings |
|
Interest Bearing |
NO |
YES |
YES |
YES |
YES |
|
Monthly Fee |
NONE |
NONE |
$6.00 |
NONE |
NONE |
|
Balance to Avoid Monthly
Maint. Fee |
NONE |
$1,000* |
NONE |
$100**** |
$2,500** |
|
Activity Fee |
NONE |
NONE |
NONE |
NONE |
NONE |
|
Min. Deposit to Open |
$100 |
$1000 |
$200 |
$100**** |
$2,500 |
|
Interest Earning Conditions |
N/A |
NONE |
$200
MINIMUM |
NONE |
TIERED
RATES |
|
Automatic Overdraft
Transfers*** |
YES
@ $5.00/DAY |
YES
@ $5.00/DAY |
YES
FREE |
N/A |
N/A |
|
Number of Withdrawls |
Unlimited |
Unlimited |
Unlimited |
Unlimited if by Mail or in
Person |
Unlimited if by Mail or in
Person |
|
Phone Transfers |
YES |
YES |
YES |
LIMITED TO SIX PER MONTH |
LIMITED TO SIX PER MONTH |
|
NSF Fee |
$18.00 |
$18.00 |
$18.00 |
N/A |
N/A |
|
Stop Pay Fee |
$ 5
if<$100
$10 if>$100 |
$ 5 if <$100 $10 if >$100 |
$ 5 if <$100 $10 if >$100 |
N/A |
N/A |
|
Free Safety Paper Checks |
55 or
older
$500 Min Ave Bal |
55 or
older
$500 Min Ave Bal |
55 or
older
$500 Min Ave Bal |
N/A |
N/A |
* $3.00 per MO
if Bal < $1,000 --- $4.00 per MO if
Bal < $750 --- $5.00 per MO if Bal <
$500
** $2.00 per
MO if Bal <$2,500 --- $3.00 per MO
if Bal < $1,000 --- $4.00 per MO if
Bal < $750 $5.00 per MO if Bal <
$500
*** The
transfer will take place only if
sufficient funds are available in
donor account to bring the balance
in the receiving account to zero
and pay the $5 fee.
**** This
figure applies to adults – Children
12 & under must maintain a minimum
balance of $5.00 to avoid the
monthly fee of fifty cents. |
|
|
This bank is a member of
many professional organizations including the
Federal Deposit Insurance Corporation, American
Bankers Association, Missouri Bankers Association,
Missouri Independent Bankers, and others.
These associations provide the bank with
professional and technological links to the
industry.
PRIVACY POLICY |

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