Available Accounts
|
Bank
Services, Fees, and
Conditions |
Regular
Free Checking |
Silver
Checking |
Gold
Checking |
Regular
Savings |
Holiday
Accounts |
NOW!
Savings |
|
Interest Bearing |
NO |
YES |
YES |
YES |
YES |
YES |
|
Monthly Fee |
NONE |
NONE |
$6.00 |
NONE |
NONE |
NONE |
Balance
to Avoid Monthly Maint. Fee |
NONE |
$1,000* |
NONE |
$100**** |
NONE |
$2,500... |
|
Activity Fee |
NONE |
NONE |
NONE |
NONE |
NONE |
NONE |
|
Min. Deposit to Open |
$100 |
$1000 |
$200 |
$100**** |
NONE |
$2,500 |
|
Interest Earning Conditions |
N/A |
NONE |
NONE |
NONE |
Accrued interest forfeited
for early W/D |
NONE |
|
Automatic Overdraft
Transfers*** |
YES
@
$5.00/DAY |
YES
@
$5.00/DAY |
YES
FREE |
N/A |
N/A |
N/A |
Number
of forfeited |
Unlimited |
Unlimited |
Unlimited |
Unlimited
if by Mail or
in
Person |
N/A |
Unlimited
if by Mail or in
Person |
|
Phone Transfers |
YES |
YES |
YES |
LIMITED
TO SIX
PER MONTH |
N/A |
LIMITED
TO SIX
PER MONTH |
|
NSF Fee |
$20.00 |
$20.00 |
$20.00 |
N/A |
N/A |
N/A |
|
Stop Pay Fee |
$10
if<$100
$15 if>$100 |
$10 if <$100
$15 if >$100 |
$10 if <$100
$15 if >$100 |
N/A |
N/A |
N/A |
|
Free Safety Paper Checks |
55 or
older
$500 Min Ave Bal |
55 or
older
$500 Min Ave Bal |
55 or
older
$500 Min Ave Bal |
N/A |
N/A |
N/A |
* $3.00 per Mo.
if Bal < $1,000; $4.00 per Mo. if
Bal < $750; $5.00 per Mo. if Bal <
$500
** $2.00 per
Mo. if Bal <$2,500; $3.00 per Mo.
if Bal < $1,000; $4.00 per Mo. if
Bal < $750; $5.00 per Mo. if Bal <
$500
*** The
transfer will take place only if
sufficient funds are available in
donor account to bring the balance
in the receiving account to zero
and pay the $5 fee.
**** This
figure applies to adults – Children
12 & under must maintain a minimum
balance of $5.00 to avoid the
monthly fee of fifty cents. |
|
|
This bank is a member of
many professional organizations including the
Federal Deposit Insurance Corporation, American
Bankers Association, Missouri Bankers Association,
Missouri Independent Bankers, and others.
These associations provide the bank with
professional and technological links to the
industry.
PRIVACY POLICY |
 |
|
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